:root {
  --blue: #123a8f;
  --blue-dark: #0d2a66;
  --emerald: #0f9d6f;
  --bg: #f6f8fc;
  --text: #1f2937;
  --muted: #6b7280;
}
* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: Inter, system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.5;
}
a { color: inherit; text-decoration: none; }
a:hover { text-decoration: underline; text-underline-offset: 2px; }
.container { width: min(1120px, 92%); margin: 0 auto; }
.row { display: flex; align-items: center; gap: 1rem; }
.between { justify-content: space-between; }
.small { font-size: .82rem; }
.hidden { display: none !important; }
.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  background: #111827;
  color: #fff;
  padding: .6rem .8rem;
  z-index: 999;
}
.skip-link:focus { left: .5rem; }

.topbar {
  background: var(--blue-dark);
  color: #fff;
  padding: .45rem 0;
}
.topbar p { margin: 0; }
.navbar {
  background: #fff;
  position: sticky;
  top: 0;
  z-index: 20;
  border-bottom: 1px solid #e5e7eb;
}
.logo {
  font-weight: 800;
  color: var(--blue);
  display: flex;
  align-items: center;
  gap: .6rem;
  padding: .9rem 0;
}
.logo span {
  width: 2rem;
  height: 2rem;
  background: var(--blue);
  color: #fff;
  border-radius: .4rem;
  display: grid;
  place-items: center;
  font-size: .9rem;
}
.nav-links { display: flex; align-items: center; gap: 1rem; }
.nav-links a { font-weight: 700; color: #374151; }
.nav-links a:hover { color: var(--blue); }
.menu-btn {
  border: 0;
  background: transparent;
  font-size: 1.4rem;
  display: none;
}
.mobile-nav {
  border-top: 1px solid #e5e7eb;
  background: #fff;
  padding: .7rem 4%;
}
.mobile-nav a {
  display: block;
  padding: .55rem 0;
  font-weight: 700;
}

.btn {
  display: inline-block;
  padding: .75rem 1.1rem;
  border-radius: .6rem;
  font-weight: 800;
  border: 1px solid transparent;
}
.btn-primary {
  background: var(--emerald);
  color: #fff !important;
}
.btn-secondary {
  background: var(--blue);
  color: #fff;
}

.hero {
  background: linear-gradient(120deg, var(--blue-dark), var(--blue));
  color: #fff;
  padding: 4.2rem 0;
}
.hero h1 {
  margin: 0 0 .8rem;
  font-size: clamp(2rem, 6vw, 3.8rem);
  line-height: 1.05;
  font-family: 'Playfair Display', serif;
}
.hero p { color: #dbe6ff; max-width: 760px; }
.hero .actions { margin-top: 1.3rem; display: flex; gap: .7rem; flex-wrap: wrap; }

.section { padding: 3rem 0; }
.section h1,
.section h2 {
  margin: 0 0 1rem;
  color: #0f172a;
  font-family: 'Playfair Display', serif;
  font-size: clamp(1.6rem, 4vw, 2.3rem);
}
.lead { color: var(--muted); max-width: 760px; }
.grid-2 { display: grid; grid-template-columns: repeat(2,1fr); gap: 1rem; }
.grid-3 { display: grid; grid-template-columns: repeat(3,1fr); gap: 1rem; }
.grid-4 { display: grid; grid-template-columns: repeat(4,1fr); gap: 1rem; }
.card {
  background: #fff;
  border: 1px solid #e5e7eb;
  border-radius: 1rem;
  padding: 1rem;
  box-shadow: 0 6px 20px rgba(2,8,20,.04);
}
.card h3 { margin: .2rem 0 .6rem; }
.card p { color: var(--muted); margin: 0; }
.badges { display: flex; gap: .6rem; flex-wrap: wrap; margin-top: 1rem; }
.badge { background: #dbeafe; color: var(--blue); font-weight: 800; border-radius: 999px; padding: .35rem .7rem; font-size: .78rem; }

.form {
  background: #fff;
  padding: 1rem;
  border: 1px solid #e5e7eb;
  border-radius: 1rem;
}
.form input, .form select, .form textarea {
  width: 100%;
  border: 1px solid #d1d5db;
  border-radius: .6rem;
  padding: .65rem .75rem;
  font: inherit;
}
.form button { width: 100%; margin-top: .7rem; }
.success {
  background: #ecfdf5;
  border: 1px solid #34d399;
  color: #065f46;
  border-radius: .7rem;
  padding: .65rem;
  margin-top: .7rem;
  font-size: .9rem;
}
.breadcrumb {
  font-size: .85rem;
  color: #4b5563;
  margin-bottom: 1rem;
}
.faq-item + .faq-item { margin-top: .7rem; }
.faq-item h3 { margin-bottom: .3rem; }

.footer {
  margin-top: 3rem;
  background: #0f172a;
  color: #cbd5e1;
  padding: 2.2rem 0 .6rem;
}
.footer h2 { color: #fff; margin-top: 0; font-size: 1.2rem; }
.footer ul { list-style: none; padding: 0; margin: 0; }
.footer li { margin-bottom: .45rem; }
.copy {
  margin-top: 1rem;
  text-align: center;
  border-top: 1px solid #1f2937;
  padding-top: .8rem;
  font-size: .75rem;
}

@media (max-width: 960px) {
  .grid-4 { grid-template-columns: repeat(2,1fr); }
}
@media (max-width: 760px) {
  .menu-btn { display: block; }
  .nav-links { display: none; }
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .topbar .row { flex-direction: column; align-items: flex-start; }
}